Renters Insurance
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//About Renters Insurance
Georgia Renters Insurance — Protect What You Own, Not Just Where You Live
Your landlord's insurance covers the building. It does not cover your belongings, your liability, or your living expenses if your unit becomes uninhabitable. Renters insurance through The Foreman Agency fills that gap — for less than most people spend on streaming services each month.
More Coverage Than You Think — For Less Than You'd Expect
Most Georgia renters underestimate the value of what they own. Add up your laptop, furniture, clothes, electronics, and kitchen equipment — most renters have $20,000 to $40,000 in personal property. Our renters insurance covers your belongings against theft, fire, and water damage, plus personal liability if someone is injured in your home. It also covers additional living expenses if your unit becomes uninhabitable after a covered loss.
// FAQ
Renters Insurance —
Frequently Asked Questions
No. Your landlord's policy covers the building structure only. If there is a fire, break-in, or water damage, your landlord's insurance will not replace your furniture, electronics, clothing, or any other personal property. Renters insurance is the only coverage that protects what belongs to you.
Renters insurance is typically one of the most affordable insurance products available. Most Georgia renters pay between $15 and $30 per month for solid coverage. The exact premium depends on your coverage amount, deductible, location, and claims history. Call us for a personalized quote.
A standard renters policy covers personal property against theft, fire, smoke, vandalism, and certain water damage. It also includes personal liability coverage if someone is injured in your home and you are found responsible, plus additional living expenses if your unit becomes uninhabitable due to a covered loss.
Not by state law, but many Georgia landlords and property management companies require it as a condition of your lease. Even when it is not required, the cost of going without it far outweighs the monthly premium for most renters.
Items stolen from your car may be covered under the personal property portion of your renters policy, subject to your deductible and policy limits. The car itself is not covered — that falls under your auto policy. We review both policies together to make sure there are no gaps.
// Testimonial
What Georgia Clients Say
About The Foreman Agency
"A very friendly and professional firm. I especially enjoy working with Caprice....she is always very helpful."
Scott S
Happy Customer"Caprice is the best to work with.. her daughter is also wonderful to do business with"
Alice M
Happy Customer"Caprice Godfrey is the one reason I rated five stars. She is knowledgable, responsive and always friendly. Thanks Caprice for the years of excellent customer service."
Mark B
Happy Customer"Caprice along with everyone I’ve dealt with in the Dan Forman agency has been very professional."
Taylor H
Happy Customer"I have been working with ms CAPRICE for many years very nice and pleasant agent she listen very well and also try to work out what best for our needs. She differently deserve 5 star."
Sandra T
Happy Customer"Caprice was so helpful and so pleasant. I would recommend her to anyone who needs the best price on insurance."
Cindy F
Happy Customer"Caprice is the best. She goes above and beyond to provide excellent customer service."
Tonya W
Happy Customer// Testimonial
What Georgia Clients Say
About The Foreman Agency
"Caprice is the best. She goes above and beyond to provide excellent customer service."
"Caprice was so helpful and so pleasant. I would recommend her to anyone who needs the best price on insurance."
"I have been working with ms CAPRICE for many years very nice and pleasant agent she listen very well and also try to work out what best for our needs. She differently deserve 5 star."
"Caprice along with everyone I’ve dealt with in the Dan Forman agency has been very professional."
"Caprice Godfrey is the one reason I rated five stars. She is knowledgable, responsive and always friendly. Thanks Caprice for the years of excellent customer service."
"Caprice is the best to work with.. her daughter is also wonderful to do business with"
"A very friendly and professional firm. I especially enjoy working with Caprice....she is always very helpful."
